2027 coverage window

HealthCare.gov enrollment opens Nov. 1.

First deadline

Dec. 15 for Jan. 1 coverage.

Final federal deadline

Jan. 15 for Feb. 1 coverage.

Before comparing

List income, doctors, medicines, and household members.

Look beyond premium

Compare deductible, network, drugs, and total costs.

Use the official site

Start at HealthCare.gov or your state Marketplace.